VISION! QUALIFIED PLANS

What's missing from your qualified plan? Concierge Level Service! Do you have regular employee education meetings to review plan options, demonstrations of retirement planning tools, rollover options at retirement or termination, and tax savings for plan contributions?

Defined Benefit & Cash Balance Plans

An actuarial based pension plan best suited to closely held companies with older, highly compensated owner-employees who want to defer the maximum allowed under qualified plan funding limits. It may be beneficial for companies that have highly compensated employees across the board and wish to provide them with rich benefits, i.e. professional corporations, engineering, architecture, software development, investment banking, etc. A group census will provide the data necessary to run an analysis which will reveal what plan design is most suitable for the plan sponsor (employer), the employees, and the sponsor's goals.

401(k), 457 and 403(b) Plans

Contributory plans that can accommodate before-tax salary reduction contributions. Employers can match a percentage of employee contributions or add safe-harbor provisions to increase plan participation and allow maximum contributions for highly-compensated or owner-employees.

SEP, SARSEP, and SIMPLE Plans

IRA based plans for self-employed, start-ups and small employers. They have minimal administration requirements and low cost, but also have lower funding limits and accelerated or immediate vesting. 

Gary Edkins offers financial planning services and investment advisory services through Pruco Securities, LLC (Pruco), doing business as Prudential Financial Planning Services [PPFS], pursuant to separate client agreement. Offering insurance and securities products and services as a registered representative of Pruco, and an agent of issuing insurance companies. Vision! Executive Insurance & Financial Services is not affiliated with The Prudential Insurance Company of America and its affiliates, including Pruco. Other products and services may be offered through a non-Prudential entity. 1-800-778-2255.

Availability of Long-term care and disability income insurance varies by carrier and state.

Vision! Executive Insurance & Financial Services and its representatives do not render tax or legal advice. Please consult with your own advisors regarding your particular situation.

Securities: CA, DE, NC

Life Insurance: CA, CA Insurance License: 0624963

Variable Life Insurance: CA

Mutual Funds: CA, DE, NC

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